There is a cost to borrow money – interest. But, there are ways to lower that cost. One way is to pay more than the minimum required amount.
Decrease what you pay in interest by strategically making your payments. This can be easier than it sounds. I have done it for many years by taking advantage of 0% APR credit cards and using tools like amortization table. I can help you pay less interest, pay-off your debt quicker, and improve your credit score.
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